Credit & Debit Card Purchases

Merchant-level transaction data from linked credit and debit cards covering every category of spend, from grocery and QSR to travel, subscriptions, and services.

How it's collected

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User consents to data use in Pogo

During onboarding, users review a plain-language consent screen explaining what card data is collected, how it's used and shared, and what they earn in exchange. Consent is explicit and revocable at any time.

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User links their card to Pogo

Users connect credit and debit cards via bank-grade aggregators. Authentication happens through the consumer's own bank. Pogo receives read-only transaction access and never touches credentials or moves funds.

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Historical and live data flow in

Pogo ingests 2+ years of transaction history at the point of linking, then automatically collects new transactions as they occur in real time going forward.

Soft purple gradient background with subtle vertical lines and light circular blur effects.
User consents to data use in Pogo

During onboarding, users review a plain-language consent screen explaining what card data is collected, how it's used and shared, and what they earn in exchange. Consent is explicit and revocable at any time.

Soft purple gradient background with subtle vertical lines and light circular blur effects.
User links their card to Pogo

Users connect credit and debit cards via bank-grade aggregators. Authentication happens through the consumer's own bank. Pogo receives read-only transaction access and never touches credentials or moves funds.

Soft purple gradient background with subtle vertical lines and light circular blur effects.
Historical and live data flow in

Pogo ingests 2+ years of transaction history at the point of linking, then automatically collects new transactions as they occur in real time going forward.

Example products powered by this data

Spend-triggered qual interviews

Automatically recruit verified buyers of a specific merchant the moment a purchase is detected. Use AI-moderated video interviews to understand the why behind the buy, instantly, at scale.

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Purchase-verified concept testing

Automatically recruit verified buyers of a specific merchant the moment a purchase is detected. Use AI-moderated video interviews to understand the why behind the buy, instantly, at scale.

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Competitive analysis

Find your competitors' customers by analyzing merchant-level spending. Compare them to your own customers across 150+ attributes, rooted in verified data.

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Consumer spend signals

Access merchant-level transaction feeds for alternative data applications: foot traffic proxies, brand growth signals, and category-level spend trends, all from an opted-in and verified panel

Soft gradient background with blurred purple and white hues.
Spend-triggered qual interviews

Automatically recruit verified buyers of a specific merchant the moment a purchase is detected. Use AI-moderated video interviews to understand the why behind the buy, instantly, at scale.

Soft gradient background with blurred purple and white hues.
Purchase-verified concept testing

Automatically recruit verified buyers of a specific merchant the moment a purchase is detected. Use AI-moderated video interviews to understand the why behind the buy, instantly, at scale.

Soft gradient background with blurred purple and white hues.
Competitive analysis

Find your competitors' customers by analyzing merchant-level spending. Compare them to your own customers across 150+ attributes, rooted in verified data.

Soft gradient background with blurred purple and white hues.
Consumer spend signals

Access merchant-level transaction feeds for alternative data applications: foot traffic proxies, brand growth signals, and category-level spend trends, all from an opted-in and verified panel

Soft gradient background with blurred purple and white hues.

Learn what
real people actually think and do

Book a demo to learn about verified research and setting up test studies

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